How to Get Finance to Buy Real Estate

How to Get Finance to Buy Real Estate

Unfortunately, it is more difficult even in this day and age, for a woman to purchase real estate than it is for a man.  To qualify that statement, it is actually more difficult for women to get the finance to purchase property. Do banks think that a man is more trustworthy than a woman when it comes to repayments? Or could it be more to do with the fact that a woman who has children is more likely to have a lower paid job because she cannot put all her effort and attention into her career when she has children to look after? This may not be true for all women, but it is for some, at least.

In any case, if you want to buy real estate, the best way to get finance is to first save up at least 20% of the deposit. This will not only ensure you pay less interest overall, but it will show the lender that you are a responsible person who is capable of saving. This may require you to seek help from a financial planner to help set you on the right path.

It is also a good idea to have a good plan to back up your request, including any likelihood of you getting a raise in the future. Some careers come with opportunities for advancement, so it doesn’t hurt to mention these. You need to be able to show the lender that you have paid your bills on a regular basis for at least 6 months, more if possible. And if you have had other loans that you paid off successfully, bring proof along with you.

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Important Tips for Getting a Domain Name

Getting a Domain Name

Once you decide to start your own business, whether that is a work from home business or the coffee den down the street, you need to get a website to advertise it.  A website is essential, especially if you are selling goods or a service that can be offered online. Depending on what kind of business you have, it allows your customers to buy or place an order at any time of the day or night.

Make sure your domain name is unique

So the first step to a website is getting a domain name. But before this is possible, you have to choose the name and make sure no one else owns it. You cannot register a domain name that belongs to someone else. How do you find out?  When you go online to purchase a name, the website will offer a way to find out with just a few clicks. It is all done automatically. If the name you choose is not an original, you will know immediately.

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14 Ways to Keep Fit Mentally

Keep Fit Mentally

Much is said about the benefits to our health of keeping fit physically, but less information is found about keeping our brains active and healthy. It is really just as important to give our brains some exercise as it is to keep on exercising our body. Exercising the brain prevents it from deteriorating as we age, although some people get dementia or Alzheimer’s well before they can be considered old.

Experts tell us that any activity around thinking and learning are good for the brain and help to protect against dementia. And the more complex that activity is and the more it challenges us, the better it is. Frequency is also important. Doing one exercise a month is useless, but doing them every day or two will stimulate the brain well. So how do you exercise your brain?

Choose a variety of activities, but if you have never done any before and they seem hard, choose easy ones and work your way up. You could –

  • Start a new hobby.
  • Take a course to learn a new skill such as a language or how to play an instrument.
  • Get someone to show you something such as how to work a computer or cook a new recipe.
  • Read different types of literature.
  • Do different kinds of puzzles such as crosswords, Sudoku and even jigsaw puzzles.
  • Play cards or board games.
  • Go to the theatre or a museum regularly.

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