How Estate Planning can Help Your Family

Estate Planning

Estate planning is more than just making a Will; it is making decisions about the distribution of your assets, including superannuation, after you have died, so that your family will be cared for and so that the amount of tax and other costs is minimised. While no one wants to think about dying, it is an unavoidable part of life and if you prepare for it ahead of time your family will have much less stress to contend with.

In addition, your wishes about the distribution of your assets will be carried out, with your beneficiaries getting what you determine they should have. If you die intestate – without a will – this is unlikely to happen. In fact, with the complexities of families these days there could be a great deal of argument between all the family members, each wanting to get a share, or perhaps more than their fair share.

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How Keeping Fit Makes You Healthier

Keeping Fit

Keeping fit is an important part of your overall health and the only way to do this is to have a reasonable amount of exercise.  When you move around it not only tones your muscles and ligaments to prevent them from becoming weak and unable to support your body properly, it also removes toxins and waste through perspiration. Plus, it increases the amount of ‘feel good’ endorphin’s in your brain so it is good for your mental/emotional health as well.

While it is difficult to fit in an exercise regime when you lead a busy life, in many cases very little exercise is needed, depending on the lifestyle you lead. If you play a sport, go hiking or dancing or even take your toddlers to the park on a regular basis, that all counts as exercise. If you have a job such as house or window cleaning that has you moving around, that too, is exercise.

According to many experts, walking is the best exercise because it makes every part of your body move and it does not jar your joints and wear them out. Brisk walking elevates your heart rate and so is  a gentle cardio workout. It is easy to do and you don’t need to pay a fortune for a gym membership or a professional trainer.

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Importance of Respect in a Relationship

Respect in a Relationship

Very often women consider love to be the most important part of relationships. While love is certainly important, respect is even more so. In fact, without respect from your partner there can be no real love. Respect is what will cause him to give you the space to make important decisions and support you in them, instead of putting you down or ignoring your wishes in areas that are important to you, but may not be as important to him.

Some people consider love to be respect but the two are not the same. You can have respect for someone you don’t even like all that much if they do something that you can see is difficult for them. That said, you can love someone but not respect them. You may love your father who is a drunkard, but you cannot respect him because of his behaviour.

Some people – especially men – consider love to be what happens in the bedroom. That is only a small part of real love. Real love will care for a person even if they cannot have sex with them. Real love will remain steadfast through difficult times – and old age. But if there is no respect, the road will be a rocky one. The relationship may not even survive.

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